5160 40th ST NE, Naples, FL, 34120 | $539,000

This spacious 4-bedroom home, with over 2, 000sf, is tucked away in a very quiet area of the Estates, perfect for kicking back and enjoying life. Step inside to a bright and airy living space that flows into a large open kitchen and great room, making it great for hanging out with family and friends. Each bedroom is cozy and inviting, giving everyone their own little retreat. Very easily, the formal dining room could be converted to a more dedicated office space or even a 5th bedroom. One of the best features is the extended garage - it's perfect for a workshop, extra parking, or just storing all your gear. Plus, with a detached 4-bay carport, there’s plenty of room for your cars, toys, and equipment! Outside, you’ll find a large, deep pond that’s just waiting for fun! Whether you want to fish or just chill by the water, this backyard oasis has you covered. It’s the perfect spot for summer barbecues or peaceful evenings under the stars. And let’s not forget the SOLAR PANELS - they help keep your energy bills down and make for a more eco-friendly lifestyle. . . and best of all, the seller is paying them off at closing so you can take them over with no extra monthly payments! This place has everything you need for relaxed living, outdoor adventures, and making memories. Xfinity services the home and T-mobile and Verizon cell signal appear to be satisfactory. The AC was replaced in 2018, Reverse Osmosis system in 2017, and the solar panels installed in 2021 (warranty transfers at no cost). Property is 100% uplands.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2004
  • Garage: 4-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,040
  • Acreage: 1.17
  • Est. Taxes: $1,672
  • Lot Desc: Horses Ok,Regular
  • View: Wooded Area
  • Community Type: No Subdivision
  • Pet Policy: No Approval Needed
  • MLS#: 224080590
  • Website: https://www.raveis.com
    /prop/224080590/516040thstne_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Company

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5160 40th ST NE, Naples, FL, 34120

$539,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,200 $431,200 $431,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $139 $139 $139
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,869 $2,833 $3,636
Total Monthly Payment $3,100 $3,064 $3,867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.