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19 Loomis Village Road, Liberty, NY, 12754 | $185,000
Unique Turn-of-the Century home with character and history is on the outskirts of town with easy access to all services. Built in 1900 much of the charm and original woodwork is still intact. Features include wood floors throughout, large living room with a built-in window seat, wood-burning fireplace (needs work), high ceilings (10+/- ft), and a huge expansive front porch with walls of windows (400+/- SF) for additional living space. The interior boasts oversized windows which allow maximum natural light through the home. Eat in kitchen offers newer refrigerator and washer and dryer hook-up. Dining room and mud room are a plus. Home is situated on a country road with a lovely yard on a corner lot in a quiet area. Pull down stand-up attic has room for seasonal storage with cedar closet. Needs a little elbow grease and is worth the effort to have a comfortable year-round abode or a weekend getaway in the Sullivan County Catskills at a discount. Priced to sell so hurry! Additional Information: HeatingFuel: Oil Above Ground,
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1900
- Heating: Oil, Baseboard, Hot Water, Radiant, See Remarks
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 1,020
- Acreage: 0.48
- Est. Taxes: $4,612
- Elem. School: Liberty Elementary School
- Middle School: Liberty Avenue Middle School
- High School: LIBERTY HIGH SCHOOL (grades 9-12)
- School District: Liberty
- Appliances: Oil Water Heater, Dishwasher, Dryer, Refrigerator, Washer
- MLS#: H6330472
- Days on Market: 69 days
- Website: https://www.raveis.com
/prop/H6330472/19loomisvillageroad_liberty_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19 Loomis Village Road, Liberty, NY, 12754
$185,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $997 | $984 | $1,248 |
| Total Monthly Payment | $1,456 | $1,443 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535