Expect to be impressed with this 4 Bedroom/2 Bath home in the desirable community of North Shore at Lake Hart – room for everyone and everything; immaculately maintained by the same owners for the last 22 years. New roof Sept 2023. Beautiful neutral color palette with laminate wood flooring in the Primary bedroom, bedrooms 2, 3, 4, dining room, living room and family room and tile in the entrance, kitchen, dinette, hallways, bathrooms and laundry. Enter through the front door and step inside to a formal living and dining space - spacious yet versatile to arrange as you see fit. Walk back to the heart of the home where you will be greeted by the gourmet kitchen that is open to the family room. Kitchen boasts, breakfast bar, quartz countertops with two built -in power towers, and a generous sized eat-in space and pantry. The Family room makes a great gathering space and provides direct access to your covered patio and white fenced backyard. Gather around the backyard firepit or under the awning, your backyard oasis awaits! The Primary bedroom offers sliding patio doors to the patio, and is complete with an ensuite bath featuring a garden tub, separate shower, private water closet and expansive dual sink vanity. Three other bedrooms conveniently share access to Bath 2 featuring a tub with shower and single extended quartz vanity. The interior laundry room has plenty of room for washer, dryer, storage and fridge. Great location – your Myrtle Creek subdivision is a gated community in the North Shore at Lake Hart. The Lake Hart amenities include tennis, community pool, basketball, playground, and a clubhouse with fitness center. There’s also a sports field and a golf course of distinction. You are only 1-2 miles from SR 417, essential shopping and casual dining spots. Come see all that it has to offer!
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Our Executive Mortgage Banker:
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$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,629 | $2,528 | $3,372 |
Total Monthly Payment | $2,922 | $2,821 | $3,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.