Price Improvement to $330, 000-Charming 3 bedroom/2 bath home nestled on an oversized 0. 44 lot in a desirable DeBary neighborhood. The house has 1, 790 square feet under AC and was built in 1957. The master bedroom leads out to a fully enclosed sunroom which overlooks a fenced yard with two storage sheds. Some of the flooring in the home is the original hardwood floors and it has plantation shutters in the formal living room and the dining room. The home has an inside laundry room with the washer and dryer included. This home is move-in ready allowing you to enjoy the Florida lifestyle right away. It is centrally located near I-4 for an easy commute to Orlando or Daytona, approximately 10 miles to the 417, 5 minutes to the SunRail Station in DeBary and close to the St. John’s River. The location is also close to shopping and dining and has no HOA. Gemini Springs State Park is also very close by. Don’t miss the chance to make this home your own.
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Our Executive Mortgage Banker:
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$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $1,861 | $1,859 | $2,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.