5631 Spinnaker LOOP, Lady Lake, FL, Florida, property flyer

5631 Spinnaker LOOP, Lady Lake, FL, 32159 | $439,900

Stone accents enhance the Curb Appeal and mature landscaping in this lovely 3-bedroom, 2 bath home in the beautiful Harbor Hills Community. Start the day on your screened lanai enjoying the peaceful garden setting then make breakfast with ease in your kitchen with upgraded appliances, lots of cabinets and granite countertops. Meals can be eaten in the light filled kitchen eating area or in the separate formal dining room with crown molding and arched openings. Start work in your office which features a see-thru fireplace (to the Family Room) and more natural light. The Family room offers a fireplace, tray ceiling, French doors to lanai, and crown molding. Easy care tile is in all but the bedrooms. You enter the Master Bedroom through Double doors and see the tray ceiling, closets, and French doors to the lanai. The Master bath has double sinks, a tub and separate shower. The 2 additional bedrooms are on the opposite side of the home and share a full bath. The laundry room is located inside the home. The 2-car garage has plenty of room and ample attic space with pull down stairs. Harbor Hills is an all-age gated community close to shopping, hospitals and entertainment. Golf, tennis, fitness, pool & racquetball memberships are available separately. The Villages is 5 miles away. NEW ROOF 2024 new paint interior/exterior. Put this one on your list of MUST SEE!

Features

Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Racquetball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Rooms: 7
Bedrooms: 3
Baths: 2 full
Laundry: Laundry Room
Year Built: 2004

Garage: 2-car
Heating: Central
Cooling: Central Air
Approx Sq. Feet: 1,913
Acreage: 0.49
Est. Taxes: $4,169

HOA Fee: $488 Annually
Pet Policy: Yes
Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
MLS#: OM686969
Days on Market: 1 day
Website: https://www.raveis.com
/prop/OM686969/5631spinnakerloop_ladylake_fl?source=qrflyer

This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/5/2024 4:27:03 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5631 Spinnaker LOOP, Lady Lake, FL, 32159

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$351,920	$351,920	$351,920
Term	360 months	360 months	180 months
Initial Interest Rate**	6.500%	6.490%	5.490%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.490%	6.654%	5.752%
Monthly Tax Payment	$347	$347	$347
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,224	$2,222	$2,874
Total Monthly Payment	$2,646	$2,644	$3,296

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.