Welcome to 190 Cox Road, a private country respite on 6. 2 acres bordering the Shawangunk Ridge State Forest. As you make your approach up the long driveway, you'll find yourself yearning to escape your busy life to this tranquil place. Blending art, architecture and design, this abode is overflowing with upgrades and craftsmanship. The entryway is tiled with earthstone, making a seamless transition from outdoors to indoors. Up the sweeping staircase is the living area, brimming over with the graciousness of a country inn. It creates a sense of space, yet is equally suited for quiet, cozy nights in front of the soft glow of the centerpiece corner brick fireplace. The well-appointed kitchen creates an atmosphere of togetherness, where family and friends will gather to share a delicious meal prepared on your commercial Blue Star stove. The quality Alderwood cabinets and granite countertops by Elite Kitchens offer scads of space to create culinary masterpieces, and the under-cabinet lighting will brighten the area. When your meal is plated you can feast in the dining area off the kitchen, which can also serve as a game area, remote work area or passion project workspace. Off the kitchen is a terrific and functional mud room with built in storage, letting you drop your hiking boots by the door. The bedrooms both offer a special serenity that is usually only found in the best bed and breakfasts. The basement houses the laundry area and plenty of storage shelves. The mechanicals have been consistently maintained, the roof was replaced in 2017 with GAF lifetime shingles, the water system has an iron filter and water softener, and the oversized electric panel has many open slots for additional circuits. The basement walls were treated with RubberWall waterproofing in 2021, as well as new footing drains installed so you have no worries of water infiltration. The detached, oversized 2 car garage has a workspace/shop to tinker on your quad or dirt bike, or use as extra storage. This 6. 2 acre private playground borders 100's of acres of state forest. Hike to the Long Path through your backyard, or just up to the ridge to witness the most beautiful sunsets. The mostly wooded lot keeps outdoor maintenance to a minimum and lets Mother Nature do your landscaping. Should you ever decide to leave this personal oasis, you'll find yourself a stone's throw from world-class outdoor recreation such as Sam's Point, Minnewaska, and many state land trailheads. This home feels like a remote hideaway on top of a mountain, but it's close to wonderful local restaurants, wineries, breweries, rail trails, and Main Street shopping in towns such as Pine Bush and New Paltz. So easy to get to the train, bus and highway for commuting to NYC (approximately 70 miles). This home is truly the getaway you've been searching for. **Please see list of features in Documents section**
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $726 | $726 | $726 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,732 | $2,764 | $3,508 |
Total Monthly Payment | $3,550 | $3,582 | $4,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.