Welcome to your well-maintained, concrete block home in the serene Sandpiper Village community on Anastasia Island! This 3-bedroom, 2-bathroom pool home is just a short walk to private beach access at the east end of Sandpiper Dr. For those with a love for beach days, you can also pack up your cooler and 4x4 and head one street north to Ocean Trace, where you can drive right onto the beach. Built by Ruggeri Construction and still owned by the original owner, this home offers a peaceful environment with a screened porch overlooking a tranquil pond, perfect for enjoying morning coffee or evening breezes while watching the turtles and birds in your nature retreat. The spacious family room, with its wood-burning fireplace, is ideal for relaxing, or it can be used as a creative space to inspire your art with nature views just outside. The open-concept floor plan is versatile, offering both a separate dining area and an additional living space that could serve as an office or playroom. Cheerfully painted inside and out, the home features a large primary suite with water views and direct access to the screened porch. The ensuite bathroom is complete with double vanities, a jetted tub, and a walk-in shower. On the other side of the home, two guest bedrooms, one with water views, provide comfort and privacy for family and visitors. The expansive kitchen, with wood cabinets and generous counter space, is perfect for preparing meals and entertaining guests. After a day at the beach, rinse off in the outdoor shower before taking a refreshing dip in your 10 x 30 concrete lap pool. Situated east of A1A and in the highly desirable "X" flood zone, Sandpiper Village offers the perfect location near shops, dining, and downtown St. Augustine, while maintaining a quiet, beachside lifestyle. Please note that short-term rentals are not allowed, ensuring a peaceful neighborhood atmosphere. Beach memories and a relaxed lifestyle await you at 105 Sandpiper! House did not experience any water intrusion from any hurricane.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,885 | $3,881 | $4,925 |
Total Monthly Payment | $4,332 | $4,328 | $5,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.