Meticulously maintained custom colonial in desirable Ferncliffe Farms neighborhood. Perched high on the lot this one owner home is ready to move into with many recent updates and improvements. Updated kitchen with french doors lead to a private deck perfect outdoor living space. Off of the kitchen is a cozy family room with brick wood burning fireplace and french doors overlooking the private backyard. The formal living room has access to the sun sunroom bathed in natural light with seasonal waterviews. This room is heated and can be enjoyed year-round. The formal dining room is ready for holiday entertaining. There is a mudroom and half bath on this floor as well as the laundry. The side staircase leads to the 2nd floor with 3 good sized bedrooms including the primary suite with walk-in closet. The west facing bedroom with custom built-ins enjoys colorful sunsets and waterviews. The 3rd floor bonus room has endless possibilities: spacious 4th bedroom, playroom/hobby room, dual office space, media room with ample room for your pool table. Gleaming hardwoods, whole house generator, beautiful stone walls and brick walkway. Enjoy access to the East Bay Bike Path and water. This home has been loved and ready for it's next steward.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,600 | $759,600 | $759,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,254 | $4,677 | $6,308 |
Total Monthly Payment | $4,883 | $5,306 | $6,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.