This COMPLETELY REMODELED 2 bedroom, 1 bathroom, 1 car garage home is cute as a button and is filled with character, charm, and curb appeal. This Central Oak Park neighborhood is the perfect location known for it's charming BRICK-LINED streets and sidewalks. This home offers REFINISHED HARDWOOD floors throughout; 5 inch baseboards; newer DOUBLE PANE windows; a gorgeous bathroom featuring beautiful porcelain tile, a custom wood vanity with granite and a vessel sink; a NEW kitchen that boasts SHAKER cabinets, a large pantry, GRANITE countertops, and STAINLESS STEEL appliances. There is a BONUS ROOM that is currently being used as a dining room but it would also make a great HOME OFFICE. The bonus room includes a convenient INSIDE LAUNDRY CLOSET. The FENCED back yard is oversized and features a newly built 300 sf paver deck with crushed shell that is perfect for relaxing, entertaining, and barbequing. This home also features ALLEY ACCESS with a NEW DOUBLE GATE to the oversized attached 1 car attached rear facing GARAGE and parking pad. For peace of mind, the Roof was replaced in 2017. This home is 100% MOVE-IN READY! NO FLOOD INSURANCE needed here. This neighborhood is centrally located with a short commute to the Sun Runner (bus), Shopping, the Downtown St Pete night life, the Interstate, and the beaches. Hurry! This one will not last!
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,023 | $2,597 |
Total Monthly Payment | $2,420 | $2,394 | $2,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.