The entire unit has been newly updated in May 2024. New AC Unit just installed in October 2024. New flooring - Porcelain tile throughout the entire unit - every closet (no carpet), the kitchen has been updated with all new appliances, bedrooms and bathrooms are also updated. A new water heater has been installed as well. The unit is on the second floor - there is an elevator. Please come and see this bay front 3 bedroom 2 bath condo along Terra Ceia Bay with westwardly views. This beautiful condo has an open floor plan which provides lots of space to host your guests or the option for you to work from home. The large kitchen is fully equipped with large cabinets, plenty of counter space to enjoy your morning/afternoon coffee - there is a quiet screened in patio with a washer and dryer with lots of storage space. The condo is just steps from the Boardwalk, Nature Trail, Mangroves, and Tampa Bay views - where you can fish off the 500-foot community pier and watch as dolphins swim and play in the distance. The gated community has numerous amenities, including a golf course, tennis courts, heated pool with changing rooms, water access, waterfront fitness center and access to trails (some amenities require a separate membership). This unit would be ideal for investors it provides great rental income. Terra Ceia is conveniently located just minutes to both I-75 and I-275 interstate exchanges providing access to travel to St. Petersburg, Tampa, or Sarasota. This super cute condo is waiting for you - start enjoying life on the Florida Coast.
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $3,115 | $3,081 | $3,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.