Welcoming. . . Charming. . . Comfortable. This only begins to describe this lovely Derry home in the highly sought-after Barkland Acres neighborhood. The main floor enjoys an open floor plan, perfect for entertaining. The front living room is a cozy place to sit and enjoy the fire while an inviting family room, with dramatic cathedral ceiling and skylights, offers an enjoyable retreat after a long day. Meal prep just became a lot easier in this delightful cooks kitchen, well equipped with ample storage and counter space, stainless appliances and beautiful granite counters. Three good sized bedrooms, all with their own character and detail (one w/ a murphy bed!) and a full bath complete the main floor. The finished lower level is perfect in so many ways! The beautifully updated full bath features a step-in shower while the spacious fireplaced family room offers a perfect place to gather for game night. An additional finished room could be perfect as an office or extra guest space. With the addition of the walkout laundry/utility room, this property has great potential to be a future in-law or multi-generational living. The lawns are park-like w/ a private backyard complete w/ 15x22 deck, stone fire pit and his & hers she-shed/ hobby shops. Well cared for and loved, put this one on your list. Showings start Friday, 10/4 with Open Houses Saturday and Sunday 12pm-2pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $738 | $738 | $738 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,882 | $2,771 | $3,696 |
Total Monthly Payment | $3,712 | $3,601 | $4,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.