This delightful 3-bedroom, 2. 5-bath Colonial with a charming front porch is ready for its new owners. The main floor features a spacious living room with a cozy wood-burning fireplace, a dining area, and an eat-in kitchen with granite countertops and ample cabinet space. The kitchen seamlessly flows into the family room, making it a perfect spot for gatherings. Sliding doors lead from the kitchen to a Trex deck, where you can relax and enjoy your private backyard. A convenient powder room completes this floor. Upstairs, you'll find a primary bedroom with high ceilings, a private bathroom, and a walk-in closet. Two additional bedrooms, a full hallway bath, and a large bonus room round out the upper floor. The finished walk-out basement offers a versatile recreation space, plenty of storage, a utility room, and a private laundry room. This move-in-ready home also features central air, recessed lighting, hardwood floors, floating flooring on the upper level, a spacious driveway, Nest thermostats, and an electric car charger (240V) in the garage. Recent upgrades include a newer stove, microwave, and dishwasher (2023). Visit this must-see home today! Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Attached,
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $929 | $929 | $929 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,985 | $3,945 | $4,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.