Welcome to this charming 3-bedroom, 2-bath home, featuring a brand new roof installed just a year ago, ensuring durability and peace of mind. Conveniently connected to town water and sewer, this property makes daily living hassle-free. Step inside to discover the spaciousness of the home, highlighted by cathedral ceilings that create an airy and inviting atmosphere. The kitchen boasts an eating space perfect for casual dining, complemented by solid wood cabinets that gives both style and functionality. Throughout the home, you’ll find modern electrical outlets for safety and convenience, along with upgraded ceiling fans that provide a refreshing breeze. The stunning chandelier in the sunroom adds a touch of elegance, making it an ideal spot for gatherings or relaxation. Additional upgrades include stylish crystal door knobs that enhance the home's charm. The HVAC system has been meticulously maintained, featuring a new capacitor and cooling pipes to ensure efficient heating and cooling, with yearly servicing for optimal performance. While there are a couple of minor repairs needed—such as a stuck back door and a broken window from the original purchase—these present a unique opportunity for you to personalize the space to your liking. This home is not just a place to live; it’s a canvas for your vision. Don’t miss the chance to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,010 | $1,282 |
Total Monthly Payment | $1,294 | $1,280 | $1,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.