Under Construction. Adorable 3 bedroom 2 bathroom 1 car garage in the popular Silver Springs Shores area. Step inside to see this bright split plan home featuring STONE COUNTERS in KITCHEN, BOTH BATHROOMS, & WINDOW LEDGES! Stainless steel appliances and plenty of cabinetry in the kitchen and the good sized rooms compliment the home. Situated a generous . 23-acre yard. This home, nestled in the desirable Silver Springs subdivision, is not bound by HOA restrictions. You are free to bring all of your toys, build a workshop, install a pool, fence, and still have some grass to mow! Equipped with a well and septic system, it offers convenience of no utility bills. Situated within 10 minutes to major grocery stores like Walmart & Publix, diverse dining options, medical facilities, a post office, and general stores, this property seamlessly blends comfort with accessibility. As an added bonus, the downtown square is a mere 23 minutes away, ensuring easy access to the city's vibrant heart. The finishing touches are underway, and almost complete. You can be moved in by the holidays! Seize the opportunity to make this extraordinary property yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,382 | $1,754 |
Total Monthly Payment | $1,513 | $1,476 | $1,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.