Charming Seasonal Retreat with Lake Access and Nature at Your Doorstep! Escape to this delightful 2-bedroom cottage, complete with a cozy sleeping loft, perfect for family gatherings or weekend getaways. Nestled in a serene wooded setting, this private oasis offers direct access to not one, but two beautiful lakes, ideal for swimming, fishing, and kayaking. Nature enthusiasts will love the nearby walking trails, perfect for leisurely strolls or invigorating hikes. In the winter, hit the slopes at the nearby ski area, making this home a fantastic year-round destination. Inside, you'll find a warm and inviting space featuring a pellet stove for those chilly evenings. While the kitchen has an older charm, it provides a great opportunity for customization. Recent electrical updates ensure peace of mind for your seasonal adventures. Don’t miss your chance to own this unique retreat where you can create lasting memories by the beach and on the slopes!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,111 | $1,410 |
Total Monthly Payment | $1,282 | $1,281 | $1,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.