Come & See This Spectacular, Absolutely One Of A Kind Two Story/Traditional Home With All High End Custom Features/Detailwork/Trim (All Work Done In The Last Twelve Years) On Beautifully Manicured . 35 Acre Property (With Lots Of Room For Expansion) On A Quiet, Dead End Street Close To Route 25 Shopping, Major Roadways & Just Minutes From Smithaven Mall In Centereach! Beginning With Beautiful Curb Appeal - Wrapped In Flowering Bushes & Tall Shade Trees, A Welcoming Covered Front Porch/Entry Offers Beautiful Details/Trim , Shaker Style Front Door With Dentilwork, Stunning Cut Stone Accent Wall & PVC Railings, And Upon Entering The home You Are Greeted By A Magnificent Light & Bright, Welcoming Great Room (Front Porch, Living Room, Dining Room & Kitchen) With Gleaming Hardwood Floors, Custom Moldings/Detailwork & Ample Room For Furniture. The Living Room Section Of The Great Room Offers A Stunning "Distressed" Brick Fireplace With Custom Mantel & Custom Box Paneled/Wainscoted Wall, The Dining Room Section Of The Great Room Offers Ample Room For A Large Dining Room Table & Sliding Doors To A Deck, Herringbone Paver Patio & The Backyard, And The Stunning Kitchen Offers A Spectacular 9' Custom Island With Granite Countertops, Barstool Area & Looots Of Serving/Counter Space, Custom Multilevel Cabinetry With Self Closing Drawers, Large Pot Drawers, Custom Cut Stone Backsplash & Details/Trim & Upgraded Stainless Steel Appliances (One Year Old LG French Door Refrigerator With Two Drawer Freezer, Water & Ice Maker). The Beautiful, Inviting Main Floor Bedroom Offers Two Circle Topped Windows, Accent Built In Antique Dresser, Custom Box Paneled/Wainscoted Walls, Sliding Doors To An 8' x 12' Deck & A Private Half Bathroom With Lovely Pedestal Sink, Large Closet & A Full Sized Samsung Front Loading Washer & Dryer, And A Guest/Full Bathroom Off Of The Kitchen Offers All Beautiful Ceramic Tilework, A Full Bathtub With All Floor To Ceiling Ceramic Tile Walls/Surround & Custom Inlays/Trim, Upgraded Vanity & Fixtures, And Ceramic Tiled Floors. The Beautiful Stairway To The Second Level Offers A Wide Staircase, Beautiful Railings & Glass Insets, And The Custom Designed Second Level Offers A Charming Sitting Area/Gallery (Could Be A Home Office) & A Beautiful Glass Door (With Glass Trim/Accents Above) To The Stunning, Oversized Bedroom With Hardwood Floors, All Custom Moldings/Detailwork, Two Separate Sleeping Areas (Both With Double Sized Beds), Magnificent Built In Closets/Dressers/Drawers & Storage, And A Separate Makeup/Dressing Area With All Custom Built Ins. The Basement Offers Ample Space For A Large Rec Room & Has A Concrete Outside Entrance & Bilco Doors, A Large Separate Unfinished Storage Area (Could Be Finished Into A Home Office) & Utilities - Two Zone Heating System, Separate Hot Water Heater, Upgraded Electric Panel & New Oil Tank, And The Large, Mostly Fenced Private Backyard Offers All Beautiful Landscape, Privacy Hedges, Leland Cypress. Weeping Cherry Tree, Large Brick/Paver Herringbone Patio Off Off The Dining Room, 8' x 12' Deck Off Of The Bedroom, Beautiful Open Lawns & Grasses With Loooots Of Room For Expansion, A Double Gate Off The Driveway & Additional Driveway/Parking Area & A 10' x 10' Storage Shed. Additional Features Include: Two Ductless Split AC & Heat Units, Recessed Lighting, Raised Panel Doors, Updated Architectural Roof, Vinyl Insulated Windows & Vinyl Siding, And Much, Much More With Low True Taxes (Without Exemptions) Of: $7824. 95. Hurry To See This Truly One Of A Kind, Stunning Home With All High End Features & Upgrades And Picture Perfect Location On A Quiet Dead End Street, Yet Convenient/Close To All. . . It Will Not Last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,388 | $3,385 | $4,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.