Located at 2609 Kane Ave. , Medford, NY 11763, this raised ranch home offers 4 bedrooms and 2 full baths, with a spacious 2, 060 sq. ft. of living space. The upper level showcases oak flooring throughout, a modern kitchen with cherry cabinets, granite countertops, stainless steel appliances, under-cabinet lighting, and vaulted ceilings. The dining room and living room provide ample space for gathering, with triple pane front windows and double pane rear windows, all replaced this year. Renovated in 2013, the home features updated roof, siding, kitchen, baths, and flooring. The bathrooms are elegantly tiled, with granite sinktops for a polished look. The fully fenced vinyl backyard offers privacy, complemented by a large shed and a deck accessible from the den, making it perfect for outdoor relaxation or entertainment. The den is exceptionally large with abundant natural light from numerous windows, ideal for family gatherings. The lower level, which includes 2 bedrooms, a full bath, and a laundry/utility room, offers the potential for a mother-daughter setup with proper permits, and even has an outside entrance. Recent updates to the home include a new water main, septic system, freshly tiled flooring on the lower level, seal-coated driveway, and freshly painted interiors. The wall unit in the den is included with the home. With low taxes of $10, 611 and the home in pristine, diamond condition, this property is virtually maintenance-free. A rare find, this home combines modern updates with timeless features, offering comfort and convenience in the heart of Medford.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,992 | $423,992 | $423,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $884 | $884 | $884 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,635 |
Total Monthly Payment | $3,797 | $3,794 | $4,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.