This special waterfront property has all the makings for a mini compound or a fun investment and it's easy to imagine 10 different ways to use all of the cool spaces! With one "main" house plus an outbuilding with 2 auxiliary units, there is plenty of room for living, creative endeavors, exercise space, guest overflow, a rental and any other fun things you can dream up! A tree-lined driveway leads you to this uniquely configured property, and the cottage sits right on Toasperns Pond with lovely views and a deck to take it all in from. Petite, but charming and well appointed, the living space feels spacious and fully integrated into the surrounding beauty. The entire home has been updated but with lots of preserved charm like the vintage green cast iron tub and beautiful hardwood floors. The two auxiliary units can be found in a separate building more than doubling your usable square footage! Each space has its own private entrance and is set up with a small kitchenette area, living/studio space and 1 full bath. This lovely retreat sits on 1. 44 acres with spots already set up for gardening, stargazing around the firepit, and launching your kayak and it even has an outdoor shower for a post swim rinse! Charming river towns like Barrysville, Narrowsburg, Callicoon, and Cochecton offer an abundance of shops along with fun and fine dining options. Boutique hotels like The Eldred Preserve, Kenoza Hall, and Blue Fox offer additional dining options, as well as pool and spa services. Eldred is just 5 minutes away with Sullivan Public and Churchill Collective, and Bethel Woods Performing Arts Center is 15 miles away with an impressive lineup of shows and events. The nearby Delaware River is great for swimming, raft and canoe trips, and more than one perfect place for a picnic! This home is just about 2 hours to the GWB in NYC.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,014 |
Total Monthly Payment | $2,968 | $2,938 | $3,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.