You do not need to be 55 or older to live here two units are currently open under the 80/20 rule. FULLY FURNISHED IF DESIRED + NEW ROOF 2024 + REQUESTABLE BOAT SLIP Welcome to 2329 River Ridge Road, Unit #4, located in the serene and picturesque town of DeLand, Florida. This charming home offers a peaceful lifestyle right on the St. John River surrounded by nature. As you step inside this inviting residence, you are greeted by a spacious open-concept living area that seamlessly combines comfort and style. The living room boasts ample natural light, creating a warm and welcoming atmosphere. Adjacent is the dining area, perfect for entertaining family and friends. The kitchen is fully equipped with modern appliances, plenty of counter space, plus plenty of pantry space and cabinets for storage. Whether you’re a seasoned chef or just ready to enjoy a casual meal, this kitchen is both functional and stylish, making meal prep a delight.
This unit features 2 bedroom and 1 and a half baths, each designed with the living on the water mentality and relaxation in mind. The primary suite offers a private retreat is furthest away from the living quarters, ensuring privacy and comfort. The additional bedroom is well-sized, ideal for guests and family. It also includes an extended sunroom perfect for an at home office or loft with views of the river. Another of the highlights of this home is its private outdoor patio area. Step out of your back door where you can enjoy your morning coffee or unwind in the evening, taking in the peaceful surroundings. The lush landscaping around the community provides a tranquil backdrop for daily or seasonal living.
Nestled in a well-maintained community, this property offers residents a variety of amenities to enjoy. Whether you’re an outdoor enthusiast or prefer to relax by the pool, this neighborhood has something for everyone. Enjoy access to a sparkling community pool, perfect for cooling off on warm Florida days or there are also beautifully landscaped walking paths where you can take a leisurely stroll, enjoying the natural beauty that surrounds the area.
For those who love the water, the community is located near the scenic St. Johns River, offering opportunities for boating, fishing, and outdoor activities. River Ridge is known for its quiet, peaceful environment while still being close to the vibrant downtown DeLand area, where you can explore local shops, restaurants, and entertainment options.
This home is conveniently located near major highways and LESS THAN 10 MINUTES FROM THE AMTRAK, making it easy to commute to nearby cities like Orlando or Daytona Beach. You’ll also find excellent schools, healthcare facilities, and recreational opportunities just minutes away.
Don’t miss your chance to own a slice of paradise at 2329 River Ridge Road, Unit #4. Schedule your showing today and experience the charm and tranquility of this beautiful DeLand home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,982 |
Total Monthly Payment | $1,909 | $1,908 | $2,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.