Something for everyone here! Very large home that was recently operated by the sellers as a licensed daycare. Daycare was located in the the walk out basement and is an easy conversion to an in-law suite. The bathroom and the kitchen are already in place. Large open concept living space with the kitchen open to the large great room. Pellet stove in the great room is included. Kitchen has 2 stoves, one gas and one electric. The formal living room has a wood burning fireplace insert. Great home for entertaining! Hardwood throughout the home. Everyone loves a farmers porch and a koi pond. This property has both. The side patio area is very private. Sit and listen to the waterfall while you burn a camp fire. Don't forget the hot tub in the gazebo adjoining the patio area. The 2nd floor is a typical layout with 4 bedrooms and a full bath. Detached garage is designed for one large vehicle and extra space for storage or a workshop. Upper level of the garage needs some work and is finished. Great place for an expansive home office. There is a deck and an above ground pool off the back of the garage. There are several additional outbuildings. Chicken coop, greenhouse, storage shed, and a sugar shack. There is a certified fire pond teeming with fish on site. This affords the owners a discount on their home insurance. Fixed solar panel system in place that is owned by the sellers and will convey with the property. Showings begin at the open house Saturday October 5th at 12PM.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,038 | $4,052 |
Total Monthly Payment | $3,935 | $3,813 | $4,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.