Set atop a serene hill along a quiet, winding county road, this charming New England saltbox home perfectly blends classic elegance and modern comfort. Built in 1995 by a contractor as a spec project, the residence was customized to feature two spacious bedrooms, a cozy den that doubles as a ground-floor bedroom, three baths, a dining room that opens into the living room, an expansive great room that is ideal for both entertaining and everyday living, and tons of storage space throughout. A thoughtfully designed addition constructed in 2005 has enhanced the home's comfort-factor by introducing a bright and airy family room, a bonus space that could easily be converted to an exercise room, and above all of that an inspiring artist's/craft studio. Step outside and be greeted by a hot tub and the mahogany wood deck that overlooks a delightful . 75-acre pond, perfect for unwinding, hosting outdoor gatherings, or taking in the abundant wildlife that frequents the area. With large double-hung windows throughout, the home is flooded with natural light, making every space feel warm and inviting. The property is surrounded by a blend of open landscapes and lush wooded areas, creating a private oasis where nature is just outside your door. Experience the best of country living while being minutes from local amenities in nearby New Lebanon, West Stockbridge, Chatham, Williamstown, Pittsfield and Lenox, as well as 40 minutes to Albany, 2. 5 hours to NYC and 3. 0 hours to Boston.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,645 | $5,031 | $6,717 |
Total Monthly Payment | $4,737 | $5,123 | $6,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.