*****Open House 10/05/24 11am to 1pm*****This beautiful 1830s farmhouse in Spencertown is located in a peaceful and idyllic neighborhood away from busy roads. The three-bedroom, two-bath home has preserved its original character and charm with Built-in Bookcases, Cabinets, andWide Board Plank Floors. It also boastsModern Featureslike aWolf Range, a new stainless steel refrigerator, granite countertops, Heat Pump(w/4 mini split units), a new propane Furnace, homeGeneratorand Hardie Board siding. Owners just put in a new Leech Field. You can grill vegetables from the garden on the Deck, relax or entertain on the Screened Porch, and enjoy the stunning forest views and sounds of the babbling creek running through the property. There are two outbuildings; a Heated Studio with inspirational views of the surroundings, and a newly constructed two-car Garagewith electricity and ample space for parking or setting up a workshop. This house is not to be missed, conveniently located near many Upstate New York attractions, including The Spencertown Academy, the charming village of Chatham, Hawthorne Valley, The Berkshires, and The Taconic. Move right in and enjoy the peace and tranquility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,009 | $2,892 | $3,858 |
Total Monthly Payment | $3,101 | $2,984 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.