Once Upon A Time there were buyers, they had been looking for yrs for their dream home in the country but the market was very competitive & there was very low inventory. Until One Day they were searching the MLS & they saw this new listing. Could this Be the One, they thought? They immediately picked up the phone & made an apt. to see the home the next day. As they turned onto this lovely country rd. they couldn't help but notice all the well kept homes. Then as they approached the For Sale home, they saw how nicely it was set back from the rd. & how private the setting was. They were delight as they drove up the driveway & saw how bright & lovely the home looked, the large garage& the beautiful yard. The 1, 983 sq ft Country Contemporary had been lovingly & professionally remodeled. Outside, they noticed the new siding, new roof, facia, soffits, gutters & new doors, on boththe house & the 900 sq ft heated garage. There was a huge 12' x 24' deck off the great room, a new deck & stairs leading to the front entrance & a new 8' x 22' covered side porch & sidewalk that led to the lower level entrance. Inside the home there were cathedral beamed ceilings, beautiful new luxury vinyl floors, tile floors & carpeting. A completely new kitchen with granite counters, an island & new appliances. New paint & new trim work throughout. The new windows in the GR brought in so much light & natural beauty. We loved the new wood stove, chimney & stone work. We could absolutely picture ourselves enjoying our winter evening being warmed by the fire. We were so impressed that there was All new electrical wiring, new outlets, switches & new lighting. We loved that we would be able to Save on heating & cooling costs with the New high efficiency LP gas furnace with central AC for the lower level & main level & high efficiency heat pump for the upper level. New underground electric meant no ugly wires & poles & the plumbing piping was all new as well as a new pressure tank, Wow! The upper level bath was beautifully remodeled, the main level bath was partially remodeled. We loved the family room & game room & could see ourselves spending a lot of fun time there. The garage also had new concrete floors, insulation, doors, paint & heat as well. The covered area behind garage, also had a new concrete floor. We were so excited & didn't hesitate, we put an offer in right away. We knew we would be Getting the Most for Our Money with this home, & it would be the Perfect Place to Hang Our Hat'. Dreams Really Do Come True.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,731 | $2,728 | $3,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.