This fabulous 60's Cape is a clean slate waiting to be curated by it's new owners. The home has so much to offer starting with the desirable location near the village of Pearl River, just half mile to the train station, 4 spacious bedrooms, 2 baths, and updated windows. On the main floor enjoy a large open floor plan starting with a kitchen exuding mid century vibes, an expansive dining room leading into the living room with hardwood floors and windows on two walls for optimal light. Nearby are two of the bedrooms(Office alternatives), and a full bath. Upstairs are 2 spacious bedrooms with large closets, a finished "attic" space great for storage, or so much more, and a full bath w/shower. A large unfinished basement provides endless possibilities, as does the one car attached garage. A breezeway porch off the kitchen connects the front driveway and the beautiful private back yard with sliders. This charming cape home on a well maintained property, with gardens, lawns and patios is a little retreat waiting for you!
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Our Executive Mortgage Banker:
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$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,099 | $1,099 | $1,099 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,771 |
Total Monthly Payment | $4,165 | $4,162 | $4,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.