3801 Islamorada DRIVE, Ormond Beach, FL, 32176 | $699,900

THIS IS FLORIDA LIVING AT ITS FINEST! Truly, this home offers the best of all worlds! Live just 500’ from the beach (from the back of the property line to the sand), for a fraction of the cost, a fraction of the wear and tear, and minimal risk of storm damage; but get all the benefits of the coveted Florida lifestyle! You cannot get much closer to the beach than this and, at this price, this home is a bargain! If you are a multigenerational family, have a lot of out-of-town guests, or have teenage children that need their own space, this home is perfect. If you need a home office that is larger than a 10 x 10 room or you home school your children, this home has some great spaces. If you’d like to use the property as a second home and rent it, when it is not in use, you can rent this home 30 days at a time! But most importantly, folks, this is 500’ to the beach, 5 bedrooms, 4 full baths, 2 master suites (one up and one down), with a 2-car garage and TWO 40’ back porches in a privacy fenced yard-all for under $750, 000! WOW! On the main level of this home (upstairs) we have the kitchen, living room/dining room combination, 3 bedrooms, 2 full baths and laundry hookups. On the downstairs level, we have another full kitchen, a living room/dining room combination, two bedrooms, two full baths, another laundry area and access to the garage. Both levels have their own private 40’ balcony/deck! The large backyard is privacy fenced. The downstairs is a perfect in-law unit, space for grown/teenage children, a home office or classroom. The potential is endless! This home needs absolutely nothing to move right in and the furnishings may be purchased outside the sale. Wake up every morning to the beautiful smell of salt life & freshly mowed grass. Enjoy your morning coffee while you watch the sunrise from your balcony/deck! Start your day off right with a stroll along the ocean (on the safety of a sidewalk) while watching the dolphins play and kite surfers fly or walk . 20 mile west and drop your paddle board or kayak in the Intracoastal. End your day with a glass of wine or your favorite cocktail in the cool shade of your privacy fenced yard! Prefer the social life? Take a golf cart ride to any of the many oceanfront dining establishments or out for a little ice cream cone! Heck, you can even take your golf cart to the grocery store! Embrace the laid back, Florida lifestyle at a price that can’t be beat! If this all isn’t enough, Coquina Key has its own private beach approach. No more fighting crowds to park and haul all your junk to the beach! Just load up your beach cart and walk a mere 500’ to your little slice of paradise! Everything here has been made too easy for you to pass up! All information is taken from the tax record, and while deemed reliable, cannot be guaranteed.

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,710
  • Acreage: 0.19
  • Est. Taxes: $12,089
  • HOA Fee: $250 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4938827
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4938827/3801islamoradadrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 7:17:11 PM)
Listing courtesy of GERI WESTFALL REAL ESTATE   Phone: 386-677-0870

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3801 Islamorada DRIVE, Ormond Beach, FL, 32176

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $1,007 $1,007 $1,007
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,539 $3,535 $4,572
Total Monthly Payment $4,638 $4,634 $5,671

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.