Spacious Essex Model Single Family Home located in the Providence Neighborhood of On Top of the World, a Premiere 55+ Gated Golf Community in SW Ocala FL! With 1812 sq. ft. of heated/conditioned space and 2590 sq. ft. under roof, this large home boasts 2 bedrooms, 2 baths, Flex/Den with French Doors, Great Room, AND MORE! Stepping inside the foyer notice the custom crown molding and luxury vinyl plank flooring. The home has split bedroom plan with guest in the front, and primary in the back for privacy. The guest/hall bath has tile floor, a tile tub surround, and comfort height toilet. The primary bedroom has two large closets, and an en suite bath with a soaker tub AND a step-in shower, tile floor, and double āLā shaped sink vanity. The kitchen is an entertainers dream with tile floor, gas range, double stainless sink, recessed lighting, plenty of cabinet and counter space, and newer black appliances. A large screened lanai with pebble floor finish provides plenty of outdoor living space with mature plant buffers behind. The 2-car garage is more than sufficient for a car and golf cart, and has a rough in for a sink. The inside laundry room is divided from the kitchen with a pocket door. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. PERSONAL HEIRLOOMS/ITEMS & SOME FURNITURE NOT INCLUDED IN SALE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,749 | $2,220 |
Total Monthly Payment | $1,922 | $1,920 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.