Explore this beautiful 2-bedroom 2-bathroom home in Key Vista Villas with a flex room that could be a 3rd bedroom. The versatile layout includes a kitchen with ample storage and breakfast bar, a family room opening to an enclosed lanai, three bedrooms, and two bathrooms with matching granite throughout. With newer laminate wood flooring, the home boasts a primary suite with his-and-her sinks, a separate shower, and a large walk-in closet. You will benefit from sustainable living with fully owned solar panels that will enhance this residence. Enjoy the advantages of reduced energy costs and eco-friendly living, as these solar panels have been completely paid for! With this 55+ community you will enjoy a low-maintenance lifestyle in a gated community with manicured landscapes, two heated pools, fitness center, playground, and tennis courts. This home includes a new roof, painted exterior, renovated kitchen and bathrooms, hybrid hot water heater, solar power, an outside well keeping your water bill lower, water softener and water filter for great drinking water without the extra cost. Appliances are included. HOA fees cover WiFi, cable, maintenance, and amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,242 | $2,240 | $2,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.