FLAGLER BEACHSIDE POOL HOME. THIS SWEET, CLEAN, TIGHT, HOME IS JUST 2 BLOCKS FROM THE BEACH WITH BOAT/RV PARKING PAD AND ADDITIONAL BACK ALLEY ACCESS! Lovely 2 bedroom, 2 bath split plan home is light and bright with open floor plan, featuring a screened in pool connected to the home with a fully, originally constructed, covered outdoor lanai. The thoughtful design puts the lanai just steps from the kitchen for ease of serving family and friends. 2 sliding glass doors open from the dining and the living room to the pool and spacious back yard with new white privacy fencing enhancing a retreat-like feel. This home has new ceramic plank flooring throughout, along with all new exterior and interior paint. The primary bedroom with ensuite is spacious and includes a full-size washer and dryer in a laundry closet. This home is in a NO flood, high and dry X zone. Large backyard for the pups and kiddo's. A generator system linked to propane provides energy in the event of an outage. Flagler Beach is a hidden gem, an Old Florida beach town featuring one-of-a-kind shops and eateries just a short bike or golf cart ride away. Nearby parks offer boat ramps along with nature’s finest hiking, fishing and relaxation. Historic St. Augustine is a scenic short drive north on A1A through the stunning Hammock Dune and Matanzas Inlet areas. World-famous Daytona Beach is just 30 minutes south, and Orlando just over an hour away. I-95 is just 3 miles from Flagler Beach, the shortest distance to a beach in Florida. Come see this little gem in Flagler Beach and find out why the locals love it here by becoming one yourself! This is a must see home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,043 | $3,079 | $3,906 |
Total Monthly Payment | $3,272 | $3,308 | $4,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.