**See Link for Virtual 3D Home Tour**Welcome to the charm of Waterford Estates, where this delightful 4-bedroom, 2-bath, 2-car garage home built in 2015 encapsulates the essence of comfortable living. Nestled on 2 cul de sacs, it offers a rare sense of privacy, backed by a tranquil green space (plenty of space for a pool). Ideally located in the heart of Punta Gorda, this home is just a short stroll to schools, downtown Punta Gorda, the Charlotte Harbor, and Fisherman's Village, promising convenience and a laid-back lifestyle. This residence is more than just a dwelling; it's an introduction to a life marked by simplicity and ease. Enjoy the convenience of lawn care provided, allowing you to savor the community's outstanding amenities. The clubhouse serves as a central hub, featuring a refreshing pool, Bocce ball and Pickleball courts, a fully-equipped workout room, and more. Come inside and notice new vinyl flooring in the guest bedrooms create a modern and inviting atmosphere. Freshly painted exterior and a brand-new roof in 2022 for years of functionality and style. At the heart of the home is a spacious open kitchen seamlessly connected to the inviting great room. This area is thoughtfully designed for casual get-togethers with family and friends. The kitchen, with its functional features, includes stained wood cabinetry, a dishwasher, range, microwave, and a pantry, catering to your basic culinary needs. The island/bar area and adjoining dining space create a cozy setting for intimate gatherings. The secluded owner's suite, offers a quiet retreat with a bathroom featuring his and her dual sinks and an expansive walk-in closet. Delight in views of the conservation area from the owner's suite, dining area, living space, and the covered lanai. Embrace the tranquility and convenience of Waterford Estates living – where simplicity meets comfort in every corner, making this house not just a home, but your personal retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,328 |
Total Monthly Payment | $2,241 | $2,239 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.