Prepared to be blown away by the Open Concept from the moment of Entry. Discover modern living in this beautifully designed 4-bedroom, 2. 5-bath home located in the heart of St. Cloud, just 30 minutes from the airport and 20 minutes from Orlando. One of the bedrooms is currently set up as a home office, ideal for remote work or study. Upon entering, you'll be welcomed by soaring ceilings and an open, airy living space with stylish tile flooring. The open-concept kitchen is a true chef’s dream, featuring sleek pendant lighting, stainless steel appliances, contemporary shaker cabinets, a spacious pantry, and gorgeous stone countertops with a large center island – perfect for casual meals or entertaining guests. Adjacent to the kitchen is a charming breakfast nook that overlooks the expansive backyard, providing a lovely setting for gatherings or weekend barbecues. The first floor also includes a versatile bonus room, which can serve as an office or flex space, along with a convenient half bath. Upstairs, a spacious bonus room offers endless options for entertainment or relaxation. The primary suite serves as a serene retreat, featuring an en-suite bathroom with dual sinks, a luxurious walk-in shower, and a generously sized walk-in closet. Two additional bedrooms and a full bath complete the second floor. Outside, the large backyard is perfect for outdoor activities or hosting gatherings. Plus, this home is equipped with a brand-new 2024 HVAC system for added peace of mind. Don't miss the opportunity to make this incredible home yours – schedule a private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,291 | $2,892 |
Total Monthly Payment | $2,748 | $2,691 | $3,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.