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37 Island Circle, South Hero, VT, 05486 | $48,000
This charming, 1-bedroom seasonal cottage is nestled in the beautiful Lake Champlain Islands at Apple Island Resort. Inside, you’ll discover a sizable sunroom and large flex space, offering versatile options for additional living, dining, or a home office. The open kitchen flows into the living room, featuring a cozy gas fireplace, creating a welcoming atmosphere. This cottage provides a peaceful retreat with a spacious side yard, perfect for yard games, a fire pit for evening s'mores, and garden space to plant your favorite annuals and perennials. The large shed offers ample storage or can be used as a workshop. Relax on the sunny front deck to enjoy the fresh air and serene surroundings of the resort. Apple Island Resort boasts a range of amenities, including a challenging 9-hole par-3 golf course, a clubhouse with a pool, hot tub, library, and fitness center. The marina offers seasonal pontoon rentals, kayak/canoe rentals, a boat launch, and boat slips for easy lake access. The seasonal lease fee for 2025 is $8, 455.
Features
- Amenities: Club House,Exercise Facility,Recreation Facility,Landscaping,Boat Launch,Boat Slip/Dock,Common Acreage,Golf,Golf Course,Hot Tub,Pool - In-Ground,RV Parking,Trash Removal
- Rooms: 5
- Bedrooms: 1
- Baths: 1 three-quarter
- Style: Manuf/Mobile
- Year Built: 2004
- Heating: Propane,Forced Air,Hot Air,Space Heater
- Cooling: Central AC,Other
- Approx Sq. Feet: 649
- Est. Taxes: $381
- Lot Desc: Corner,Leased,Near Golf Course,Near Paths
- Elem. School: Folsom Comm Ctr
- Middle School: Folsom Ed. and Community Ctr
- High School: Choice
- School District: Grand Isle School District
- MLS#: 5017154
- Website: https://www.raveis.com
/prop/5017154/37islandcircle_southhero_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Sarah Harrington
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
37 Island Circle, South Hero, VT, 05486
$48,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $38,400 | $38,400 | $38,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $32 | $32 | $32 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $259 | $255 | $324 |
| Total Monthly Payment | $366 | $362 | $431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484