This "Open and Airy" Genova model is nestled within Valencia Lakes, Tampa Bay's premier 55 plus resort-style community. This home does not require lender flood insurance and is designated as a flood zone X due to the higher elevation. This move-in-ready home shows like a model and features a southern facing "SPECTACULAR WATER VIEW" with plenty of natural light. This home offers 2 bedrooms, plus a den/3rd bedroom, 2 bath, 2-car extended garage and widened driveway with recently sealed pavers. As you enter this lovely home you will immediately notice the 14 ft. high coffered ceiling in the foyer and custom crown molding throughout the entire home. This is a true open concept great room plan with the kitchen, dining areas and great room open to each other; perfect for entertaining friends and family. The great room features a custom built-in wall unit that adds so much detail and character to this home. The stunning porcelain floor tile is laid on an offset waterfall pattern throughout the main living areas, hardwood flooring is installed in the den, and top of the line luxury vinyl planking in both bedrooms. The double 8 ft. sliders off the main living areas provide direct access to the large extended covered/screened rear lanai, making it the perfect place to socialize or relax while taking in the tranquil water view. The gourmet kitchen features 42" Dolce maple cabinets with upper and lower lighting, valance and dentil crown molding, pot & pan drawers, soft-close/dovetailed drawers, roll-out shelving, glass doors w/ downlighting, quartz countertops with 18" extended serving bar, glass subway tile backsplash, R/O water system under sink, upgraded stainless appliances including a slide-in range and counter depth refrigerator, and built-in cabinet pantry. The primary-suite is spacious enough to accommodate a sitting area, featuring a coffered ceiling, LVP floors and 2 walk-in closets w/ custom built-ins and a private water view. The spa-like primary bathroom includes a separate walk-in shower with decorative tile, a Roman soaking tub, separate vanities, built-in linen closet, Corian countertops with integral sinks and Dolce maple cabinets. The den/3rd bedroom has engineered hardwood flooring and a custom built-in with plenty of shelving and storage. Bath#2 includes Corian counter with banjo top, tub/shower with tile surround and custom linen closet. The laundry room has upper cabinets for storage, a sink with cabinets and a washer and dryer. This home is loaded with upgraded features such as: W/H Culligan Water Softener, custom built-in closets, designer light fixtures/ceiling fans, window treatments, screened front entry, variable speed air handler, window blinds, epoxy garage floor, garage overhead storage shelves and rain gutters. Take advantage of all that Valencia Lakes has to offer with a 40, 000 clubhouse, live shows, pools, game rooms, 24 hour fitness center, art center, Clubs, Tennis courts, Bocce ball, Pickle Ball and more. This is rated as one of the best over 55+ communities in the country and offers a ton of green space throughout the entire community, providing excellent activities and entertainment for the residents. This friendly and active community provides walking, biking, swimming, and golf cart convenience. The monthly HOA fee includes membership for the clubhouse, Cable TV, internet Wi-Fi, security system monitoring, and lawn maintenance/irrigation. Start living the dream and schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,505 | $3,503 | $4,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.