***Location, Location, Location*** One block away from Shore Road water views. Magnificent 3 story oversized one family corner property with a built-in garage and parking for one car on a 27. 5 x 100 lot nestled on the most tranquil and exclusive block in Bay Ridge. First Floor boasts a foyer with a closet, oversized living room, formal dining room, half a bathroom, and a large eat-in kitchen with a center island with French doors that open to a deck and oversized back yard. The second floor contains a master bedroom with multiple windows, a bedroom with windows, a large bedroom with windows, and a large full bathroom. The third floor consists of 3 large bedrooms with closets, windows and new sheetrock thru-out. The basement is a full finished basement with a separate side door entrance to your private parking and contains a half bathroom, recreation room, laundry room, boiler room, closets and storage. The kitchen was fully gutted with custom wood cabinets from floor to ceiling for maximum storage, a center island, Italian tiles, quartz counter tops and floors, stainless steel ovens and French doors for entertaining inside and outside of the home. The half of bath off the kitchen is a custom bathroom that was recently meticulously redone with a beautiful vanity, mirror and Italian tiles. The Full bath on second floor was recently re-designed with new Italian tiles and new fixtures thru out. The basement bathroom has a new vanity and fixtures. Windows were updated with French windows. 2 Split unit ac/ heat units and 2 New electric panel boxes were recently added to the home for comfort. The rooms are all jumbo sized, sunny, and freshly painted. Original wood details of the home and parquet floors thru out. Entertain family and guests in the over-sized back yard. The impressive entrance of the home along with the front yard gardening greets you with a beautiful curb appeal. Don't miss the opportunity to own this rare property! See FLOOR PLAN. , Additional information: Separate Hotwater Heater: yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,498,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,998,400 | $1,998,400 | $1,998,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.700% | 6.222% | 5.785% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,190 | $12,142 | $16,461 |
Total Monthly Payment | $11,853 | $12,805 | $17,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.