Introducing a home built in 2022, crafted by an esteemed builder, nestled on an oversized lot with a private backyard and reserved area. Constructed with concrete block for durability, this home boasts numerous upgrades. The main living area features 10'4'' tray ceilings, adding a sense of grandeur. The spacious bedrooms are designed for comfort, and the kitchen is a chef's dream, complete with all-wood 42'' cabinets, soft-close doors and drawers, and gorgeous granite countertops that extend into the bathrooms. The bathrooms also feature floor-to-ceiling tile finishes for a luxurious touch. Waterproof LVP flooring flows throughout the home, and the baths and kitchen are fitted with Moen faucets for added elegance. With 5. 25'' baseboards, rounded corners, and energy-efficient Low-E double-pane windows coupled with LED lighting, this home is designed for both style and efficiency. The SAMSUNG stainless steel appliances add modern convenience. Oversized two-car garage provides ample space. The private fully fenced backyard offers plenty of room for a pool, making it perfect for outdoor living. Plus a screened in lanai and an added concrete patio area for grilling with an electric retractable awning with lights, as well as an awning covering the ac unit and a sprinkler system. Added lighting out side for an additional safety feature. Located in a prime area, this home is close to I-95, a short 20-minute drive to historic St. Augustine, and just 10 minutes from the ocean. With no HOA fees, this home offers freedom and flexibility. Don't miss this opportunity to own a beautiful, custom-built home in a fantastic location!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,222 | $302,222 | $302,222 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,011 | $2,009 | $2,591 |
Total Monthly Payment | $2,387 | $2,385 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.