Here is a home that just makes sense! Located in the picturesque, storybook town of Amenia is this Vintage 1930's charmer featuring modern updates creating a comfy country home vibe like no other on the market in this price range. Walk into a welcoming entryway and enjoy convenient built in closets to store your coats, hats and shoes. To the left is an office space or extra sleep quarters for guests. An open layout living room and dining area with pellet stove for ultra cozy efficient heating, floats effortlessly into a lovely sparkling kitchen with quartz countertops, new cabinets & updated appliances. Gorgeous hardwood floors throughout, new windows, and recessed lighting create a bright and airy space perfect for day to day living, as well as for entertaining guests. Off of the kitchen is a spacious laundry area, guest bathroom, and back door opening up to a Trex deck, blue stone patio, and a huge fully fenced in yard that is truly a dogs' paradise! Mature shrubbery and plantings create a private backyard oasis where the whole gang can play and gather around the firepit. On the 2nd level of this sweet home is an extra large primary bedroom, full bathroom with double sinks, and 3rd bedroom. Bonus detached garage/work shop! Within walking distance to the heart of Amenia, Rail Trail, shops, and restaurants, just a short drive to Metro-North Train Station. Living in this beautiful town can now be your reality for a great price, and without all of the work! Additional Information: ParkingFeatures: 1 Car Detached,
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,339 | $2,968 |
Total Monthly Payment | $2,837 | $2,805 | $3,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.