Here is your opportunity to live in a highly sought-after neighborhood in Webster. This neighborhood has NO HOA and NO LOT RENT! That's right, you own the home and the dirt beneath it! Beautiful 2 bedroom 2 bathroom home located in a quiet cul-de-sac with a large lot featuring 2 out buildings. The home features a metal roof that has been maintained and an almost new AC (approx. 2 years old). All of the appliances stay as well as most of the furnishings, so that means all you need to do is pack your bags and move on in. There are 2 large bedrooms in the home; one in the home itself and the other in the addition. This means that you have a split floorplan which makes it nice for privacy. The addition itself can be accessed through the home or from the outside with a separate entrance. This makes it nice if you wanted to offer house guests their own space without imposing on the main living space. There is also a small office in the addition which also makes it easy for someone to keep their work space separate from the rest of the home. Off of the covered carport is a huge Florida room. . . . which is perfect for Florida living. Enjoy your coffee in the morning and your tea in the evenings without getting bit by mosquitoes.
Out back you will find 2 storage buildings. Some of the tools will be staying behind. Also, the gas-powered golf cart will be included with the purchase of this home. You will be glad to have it too because this neighborhood is a golf cart friendly area as well as the surrounding areas. So, pack your bags and move on into the friendliest part of Webster.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $130,000 | $130,000 | $130,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $843 | $832 | $1,080 |
Total Monthly Payment | $951 | $940 | $1,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.