This newly renovated condo at 621 Islington Street, Unit C, offers the perfect blend of modern design and functionality in Portsmouth's desirable West End. The open-concept first floor is ideal for entertaining, with living room set directly off the eat-in kitchen featuring stainless steel Hisense appliances, soft-close cabinetry, and sleek black Kohler fixtures. The large peninsula offers casual bar seating that also functions well as a home office space. The layout is perfect for hosting, with a convenient powder room on the first floor for guests. Upstairs, retreat to your private sanctuary where you’ll find two spacious bedrooms and a full bath with a soaking tub and stylish tile surround. The in-unit laundry is also located upstairs, offering ease and practicality. This light-filled home is equipped with efficient Mitsubishi mini-splits for heating and cooling, ensuring comfort year-round. With its private entryway, two off-street parking spaces, and low condo fees that cover water, sewer, landscaping, and snow removal, this condo provides peace of mind in every aspect. Situated steps from Portsmouth’s best dining, shopping, and cultural attractions, this condo is a commuter’s dream with easy access to major routes. In the Little Harbor School District, this newly renovated home is a rare find in the heart of the city.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,217 |
Total Monthly Payment | $3,648 | $3,644 | $4,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.