|
Presented by
Gina McDonald - Gina McDonald Team |
3 Kittredge Lane, Winchester (Winsted), CT, 06098 | $250,000
Nestled at the end of a tranquil street, this charming Cape offers a perfect blend of indoor comfort and outdoor enjoyment. Sit in your rocker on the inviting front porch or relax on the back deck, where a 2020 Thermospa hot tub awaits you-it's included in the sale! Enjoy the "great outdoors" 365 days a year with the large enclosed section of the back deck. Through the french doors is a mudroom complete with first floor laundry. This mud room is accessible from the front, back and garage! Inside, the kitchen flows seamlessly into the dining room, featuring a wood stove to keep you warm during the cooler months. The living room boasts a traditional fireplace, perfect for cozy evenings. With hardwood floors throughout, this home exudes warmth and character. The main level hosts two bedrooms and one full bath, while the upper level features an additional full bath with Tub and two additional bedrooms, including a bright primary suite with a large walk-in closet. A delightful bonus space attached to the primary bedroom, complete with charming built-ins, offers endless possibilities- a home office, reading nook, or nursery! Additional highlights include an attached garage, attached shed for extra storage, and a partially fenced yard. Enjoy top-of-the-line utilities, including a combination oil, wood, and coal-burning furnace, along with a hybrid AO Smith hot water heater equipped with a dehumidifier. Don't miss the chance to make this versatile and inviting home yours today 2020 Thermospa Hot Tub on Back Deck conveys with the house. BEST AND FINAL DUE MONDAY 5PM. OPEN HOUSE FOR SUNDAY 10/21 3-5PM IS STILL ON AS SCHEDULED.
Features
- Town: Winchester
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1961
- Garage: 1-car Attached Garage
- Heating: Hot Water
- Cooling: Whole House Fan,Window Unit
- Basement: Full,Unfinished,Full With Hatchway
- Above Grade Approx. Sq. Feet: 2,190
- Acreage: 0.45
- Est. Taxes: $4,245
- Lot Desc: On Cul-De-Sac
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24051069
- Days on Market: 4 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24051069/3kittredgelane_winchester_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Main |
| Bedroom 3 | Main |
| Dining Room | Main |
| Full Bath | Main |
| Full Bath | Upper |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Gina McDonald - Gina McDonald TeamSales Associate
860.712.8171
Gina.McDonald@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mark GreeneVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 115078
860.305.7387
Mark.Greene@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
3 Kittredge Lane, Winchester (Winsted), CT, 06098
$250,000
Gina McDonald - Gina McDonald Team
Sales Associate
William Raveis Real Estate
Phone: 860.712.8171
Gina.McDonald@raveis.com
Mark Greene
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.305.7387
Mark.Greene@raveis.com
NMLS Mortgage Loan Originator ID 115078
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $354 | $354 | $354 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,314 | $1,329 | $1,687 |
| Total Monthly Payment | $1,743 | $1,758 | $2,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524