Located in Montgomery Lake, a gated community, walking distance to Dorman High School, close to restaurants and shopping and minuets from downtown Spartanburg and I-26. Home is better than new with the recent updates and pride of ownership. Home features 4/5 bedrooms and 3. 5 baths and tons of space. The main floor features 3 bedrooms and 2. 5 baths. As you open the front door you are welcomed by the beautiful tile floor in the foyer. The great room has a gas log fireplace, crown molding, and beautiful LVP floors. The kitchen is one that all chefs will love with tons of cabinet space and storage, a gas stove, and beautiful quartz countertops and all new stainless steel appliances including the refrigerator, microwave and dishwasher also included a washing machine and dryer. You have a formal dining room with a tray ceiling and crown molding, a separate breakfast area, and a laundry room. The Primary suite has a spacious walk-in closet, vaulted ceilings, full size bathroom with quartz countertops paired with gorgeous matte black hardware and faucets, LVP floors, a jetted tub, and a nice walk-in tile shower. The additional two bedrooms on the main floor have an adjoining bathroom with an updated tile shower. Upstairs is where you'll find bedroom 4 as well as a large room or 5th bedroom. There is also a full bathroom upstairs with all LVP floors, making this the perfect mother/daughter suite. The possibilities upstairs are endless with the potential to add a wall in the large room, which would add another additional bedroom or make it a media room and plenty of space for storage. Enjoy evenings on your back double deck facing a private wooded yard. Upper deck could easily be screened in or made into a sun room. The bottom deck that was recently added would be the perfect private place to put in a hot tub with plenty of space left to have an outdoor kitchen area. The Montgomery Lake Community amenities include a lake, Junior Olympic size swimming pool, clubhouse, walking trails, and sidewalks. Call today to schedule a showing and move in and enjoy the HOLIDAYS in your new Home!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,392 | $3,035 |
Total Monthly Payment | $2,703 | $2,670 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.