Exquisite and immaculate home with beautiful views of a preserve in St. Johns! Many recent upgrades throughout, every inch of this impeccably manicured property will impress. A Chef's dream kitchen with tall ceilings, granite countertops, a huge breakfast bar, and newer stainless steel fingerprint-proof appliances, ALL stay! Large breakfast nook with plenty of windows and patio doors leading to a peaceful covered lanai. Spacious family room with recessed lights, entertainment niche and plenty of windows offering natural light. Owners suite includes tray ceiling and bay windows with beautiful views. Owners bath features dual sinks, tiled shower with glass doors and a garden tub! Additional flex room makes the perfect office or playroom. Additional amenities include newer roof, gutters, vinyl fence, professionally painted exterior, extensive landscaping! Incredible location close to St. Augustine, shopping and dining. Pre-Listing Inspection completed, Home is Move in Ready!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,600 | $335,600 | $335,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,231 | $2,830 |
Total Monthly Payment | $2,684 | $2,626 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.