Enjoy the Florida lifestyle in this stunning craftsman style home built by Mastercraft Builder Group offering three bedrooms, two baths, and a spacious outdoor living space overlooking the water. This open concept Neptune floor plan features extensive builder upgrades and many added owner enhancements. This like new home is low maintenance and has been meticulously maintained. The well-appointed gourmet kitchen features quartz counter tops, custom cabinetry, upgraded stainless appliance package, tiled backsplash, recessed and pendant lighting, a separate pantry, and a California style island that overlooks the sunlit dining area. The adjacent great room has an abundance of natural light, coffered ceilings, and a French door that leads to the paver screened lanai with panoramic water views. The primary suite, in a private wing of the home, offers water views, coffered ceilings, a walk-in closet, and a luxurious master bath with dual vanity, upgraded tile floors, and a walk-in gorgeous tiled and seamless shower. This versatile home is further enhanced by two additional bedrooms, one of which the has been converted to an office, a beautifully upgraded guest bath, a separate laundry room with washer and dryer, and a two-car garage. The spacious outdoor living area features a covered and screened paver lanai overlooking the water, extended paver patio, paver walk way, and upgraded landscaping. Additional upgrades include: extended paver driveway, covered front paver porch, ledgestone accents on exterior, Hardie plank lap siding, upgraded architectural shingle roof, programmable irrigation system, blinds throughout, wired for security system, upgraded light fixtures, recessed lighting, ceiling fans throughout, neutral paint, front entry storm door, stop and drop zone with USB phone charging station, quality wood look ceramic tile throughout except one bedroom has upgraded laminate wood floors, and complete gutter package. This wonderful home is surrounded by nature and nestled in the desirable Villages of Valencia complete with a community pool, volleyball court, BBQ grills and no CDD fees! While nature, including the Matanzas River and the Intracoastal Waterway, offers its own special activities, there’s something for everyone in this inviting community. All information pertaining to the property to be deemed reliable, but not guaranteed. Information to be verified by the Buyer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,541 | $2,479 | $3,130 |
Total Monthly Payment | $2,869 | $2,807 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.