This Custom Ranch nestled on a beautifully landscaped, private, & peaceful lot, offers a front porch that welcomes you home. The meticulously designed perennial gardens & stunning patio create a sense of serenity from the moment you arrive. Enjoy the large back deck with southern exposure, perfect for soaking up the sun. The owned solar panels provide approximately 80% of the home's electricity, offering significant savings on your electric bill. Additional features include 2 mini splits, Leaf Filter gutters, a whole-house fan, a new roof in 2016, & 4 zones of heat. The attic is well insulated for energy efficiency. The expansive great room boasts large windows that flood the space with natural light, a fireplace, & hardwood floors, creating a cozy yet spacious atmosphere. The dining area also features hardwood floors, and the kitchen offers ample counter and cabinet space. While this home has been well-maintained, it is ready for your personal touch and updates. An office area can be enclosed to create a 3rd bedroom if needed. The large primary suite has a full bath, access to the back deck, & views of the picturesque backyard with a stream in back. With Anderson thermopane windows, Hunter Douglas honeycomb shades for added insulation, a sprinkler system, & a Buderus boiler, this home is designed for comfort & efficiency. The tandem 2-car garage includes a workshop area in the lower level & lots of storage. Don't miss the opportunity to update & make this property your own.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Great Room | Fireplace,Hardwood Floor | Main |
Half Bath | Main | |
Kitchen | Main | |
Office | Ceiling Fan,Hardwood Floor | Main |
Primary Bath | Tub w/Shower | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Wall/Wall Carpet | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,668 | $1,604 | $2,139 |
Total Monthly Payment | $2,313 | $2,249 | $2,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.