Easy, breezy Florida living? You betcha! This lovely Silverthorn villa is maintenance-free and waiting for you. Double doors swing open to reveal an open, functional layout with lots of room for entertaining or relaxing. The spacious living room features beautiful coffered ceilings; huge glass sliders and recessed lighting keep things bright and airy. There’s not a stitch of carpet to be found. Instead, stylish laminate flooring lines the living areas and bedrooms, and there’s tile in both bathrooms. Need an office so you can work from home? Or maybe you’d like a cozy den for languorous afternoon reading? A generously sized flex room offers the space for whatever you want - it could even be a third bedroom. Modern and cheery, the kitchen offers upgrades like granite counters and stainless steel appliances. Retreat to the primary bedroom suite for privacy, thanks to the split-bedroom floor plan. There, you’ll have separate access to the lanai, as well as dual walk-in closets. The attached bathroom features a dual sink vanity, a large garden tub, and a standalone shower. The remaining guest bedroom is quite sizable, and has plenty of closet space. Morning coffee or evening wine is best enjoyed on the large lanai, which overlooks a backyard shaded with trees. Silverthorn is a premier gated golf community with some spectacular amenities, such as manned security, a country club, a restaurant and bar, a community center, fitness center, library, a jr-Olympic sized community pool, a pro-shop, tennis courts, pickleball courts, and much more. HOA fees include cable and internet, as well as landscape maintenance, painting, and irrigation. You'll be close to lots of shopping and dining options, and minutes from the Gulf of Mexico; access to Tampa via the Suncoast Parkway is quick and easy. Anderson Snow Park, with its amazing sports complex, and Veterans Memorial Park, with its popular walking trails, are both less than 6 miles away. Don't forget to check out the world-famous mermaids at Weeki Wachee Springs State Park, which also has a canoe/kayak launch and a waterpark in the summer months; it's only a short trek west. Private tours are available. Make everyday a getaway when you make this home your own!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $1,847 | $1,845 | $2,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.