Welcome to the highly sought after Waterford Berkshire Place - a gated, maintenance free community. This turnkey furnished coastal themed, former model villa has a large and private courtyard with natural Gulf breezes constantly flowing through it. There is plenty of room for a grill and outdoor furniture to relax in the shade. This serenity is augmented by having a large protected nature preserve and Curry Creek with its walking trails behind the home. The neighborhood pool is just steps away (so its like having your own pool without having to take care of it), with convenient extra parking for guests. Some extra features include ten-foot ceilings, crown molding, plantation shutters, granite countertops, wood and tile flooring, inside laundry facilities, closet pantry in kitchen, security camera system, and a split-floor plan with two bedrooms and two baths. The primary bedroom has a bay window facing south, an ensuite bath, walk-in shower, and walk-in closet. The main area is open with vaulted ceilings and lots of natural light, enhanced by the extended lanai. A large one car enclosed garage protects your vehicle year-round and includes cabinets, shelving, and a workbench. Of great value is that the entire exterior and the majority of the interior was just repainted in 2024. The ceramic roof was completely replaced in 2019 and has a transferable warranty. The entire area in this community is beautiful with lush tropical landscaping and includes lawn care maintenance, shrub and tree trimming, irrigation, and pool upkeep. No CDD fees. It is pet friendly, plus all the amenities of the Waterford Sports Club are available as well, including the junior Olympic community pool, hot tub, fitness center, 4 lighted Har-Tru tennis courts, approved and soon to be built pickleball courts, with daily activities, a clubhouse and restaurant. Golf membership is optional. This unit is well-maintained and move-in ready. There is easy access to I-75, Venice Island (under 3 miles away) and Venice Beach (under 4 miles away), Pinebrook Park and Currey Creek Preserve, Venice - Sarasota Memorial Hospital and shopping nearby. This will make a perfect year-round residence or winter retreat.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,701 | $2,269 |
Total Monthly Payment | $1,903 | $1,835 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.