Welcome to the River life! This secluded oasis is located in Astor, FL on a waterfront canal right on the St. Johns River. This property is ideal if you are ready to live a laid-back lifestyle. It is a 2011 double wide manufactured home that is immaculately taken care of. There are two bedrooms and two bathrooms. The third room could easily be converted to a bedroom with the addition of a closet. The kitchen is spacious with tons of cabinets. There is a sit up bar that sits three comfortably and flows into the dining room/living room area. The primary bedroom is huge with a walk-in closet. The primary bathroom has a double vanity sink, a shower, and a private toilet area. The second bathroom is located on the other side of the home. It has a shower and tub combo that is perfect for when guests come to stay. When headed outside through the sliding doors there is another sitting area that has stunning views through the back windows. Once outside you can enjoy sitting underneath the back porch and watching boats go by. The yard is just under an acre of land (. 75). There is a boathouse that has a lift, a dock that is just under 140 ft of canal frontage, and an outdoor kitchen/bar area perfect for inviting friends over for happy hour! There is a long driveway that has three parking spots. There is an open carport that has additional parking and storage, a shed with plenty of room for all your yard tools and fishing gear. The street is quaint and dead ends. This property offers the option to make it your full-time residency, a vacation home, or rental income. The home is located minutes from local home cooking restaurants that serve breakfast and lunch. The golf cart community is perfect to cruise over the bridge to watch the sunset and have dinner and drinks at Drifters. Come soak in all the breathtaking views. Astor is centrally located between Daytona Beach and Ocala, a small town along Highway 40 with a River running through the center of town. Bring your boat and fishing polls. This home is ready for new owners! Call today for your private showing. **MLS Info is intended to be correct but is not guaranteed and all information must be verified by buyers. **
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $2,828 | $2,794 | $3,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.