Charm and character, come see this lovely home in Naugatuck's "City Hill "Neighborhood. Over 1500 square feet of living space, Spacious rooms, Large eat in kitchen with a recently updated dining area Bright and spacious with plenty of windows. Pantry off kitchen could very easily be converted to a half bath on first floor. Increasing convenience and value. Some plumbing is already there. Mosly Hardwood floors, Newer Electric range and microwave, Plenty of closet and storage space. A Walk-in closet in primary with a "secret storage space" Some updates in the bath, newer vanity and new walls in the tub/shower area. Partially finished room in walk up attic. Needs some TLC but could be an office or extra bedroom. 1 car detached garage with carport, and storge shed behind, charming level yard that's great for entertaining, cookouts, Backyard fun! Convenient location, easy access to downtown and route 8. Easy to show. A MUST be seen home. The photos do not do it justice. A great opportunity, A home that is loaded with Charm, Character and unique features. Easy to Show!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Softwood Floor | 11.0 x 11.0 | Upper |
Bedroom 2 | Softwood Floor | 8.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 11.0 x 12.0 | Main |
Eat-In Kitchen | 10.0 x 13.0 | Main | |
Living Room | Hardwood Floor | 12.0 x 15.0 | Main |
Other | Dining Area,Laminate Floor | 8.0 x 13.0 | Main |
Other | 8.0 x 10.0 | Other | |
Primary Bedroom | Walk-In Closet,Hardwood Floor | 12.0 x 12.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,060 | $207,060 | $207,060 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,395 | $1,376 | $1,746 |
Total Monthly Payment | $1,962 | $1,943 | $2,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.