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364 Hoffer STREET, Port Charlotte, FL, 33953 | $675,000
Seller Offering Rate Buydown Assistance!
Take advantage of the rate buydown program (3-2-1) offered by the seller, which reduces your monthly mortgage payments for the first three years—making this luxurious home even more attainable. Contact your real estate agent for more details on this valuable incentive.
Welcome to Your Luxurious Modern Sanctuary – Built in 2022
This custom-built home not only offers exceptional style and comfort but is also built higher than normal, which kept it water-free through two major hurricanes. Nestled in a peaceful neighborhood, this residence is designed for modern living and peace of mind.
With 3 spacious bedrooms, a versatile office space, and a 14x22 great room featuring an electric fireplace and stunning tray ceilings, this home is both elegant and functional. The gourmet kitchen is a culinary enthusiast’s dream, boasting quartz countertops, 60-inch soft-closing cabinets, premium Samsung appliances, and a 5x9 walk-in pantry with custom shelving.
The master suite offers a spa-like experience with a garden tub, expansive 5x7 shower, double sinks, and a makeup station. Step outside to enjoy the Florida lifestyle on the covered lanai with a saltwater pool and spa, outdoor kitchen, and relaxing hammock chairs.
Energy-efficient features include Low-e impact windows, attic insulation (R40), and a solar attic fan, helping to keep the home cool while reducing energy costs. Conveniently located near shopping and amenities, this home offers the perfect blend of luxury, practicality, and safety.
Don’t miss this extraordinary property with the added bonus of the rate buydown program!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 125
- Laundry: Inside, Laundry Room
- Style: Contemporary, Custom
- Year Built: 2022
- Garage: 3-car Garage Door Opener, Oversized
- Heating: Central, Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 2,212
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $3,528
- Lot Desc: Flood Insurance Required, FloodZone, In County
- Elem. School: Liberty Elementary
- Middle School: Murdock Middle
- High School: Port Charlotte High
- Pool: Child Safety Fence, Chlorine Free, Gunite, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
- MLS#: A4625364
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4625364/364hofferstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of REAL RE GROUP LLC Phone: 941-661-5767
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
364 Hoffer STREET, Port Charlotte, FL, 33953
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,413 | $3,410 | $4,409 |
| Total Monthly Payment | $3,799 | $3,796 | $4,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388