Extended Family Brick Home with 4 Bedrooms and 2 Baths. Main side of the house includes a separate Living Room, Dining Room and Kitchen. 3bedrooms with Full Bath and Shower with separate entrance to it's own Private Yard. One year old Stackable Washer and Dryer. One year old Range. The left side and right side of home connect through a small hallway in the middle. The right side of house has a separate Mother In Law Suite perfect for guest or family. It has it's own Private Entrance which includes a private yard with a 10X12 Cement Patio. The Suite includes a 2yr. old A/C Splitter system, a coffee bar station/sink, a separate room that would be good as an office or computer room, a beautifully Remodeled Full Bath which was converted from a shower stall to a full bathroom. Entire Home Culligan Water Softner System and under-sink Drinking Water Reverse Osmosis Filter System are included. Electrical upgrades throughout the home. Remodel of right side of house. New fencing. Beautiful yard space and landscaping around the home. Great community within minutes to everything. Restaurants, banks, schools, shopping, Loews, Recreation areas for the family with baseball, soccer, basketball, playgrounds and anything else you need for your enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,648 | $1,647 | $2,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.