Seller may consider buyer concessions if made in an offer ~ Welcome to Deltona Lakes ~ This established community is central to Orlando and Daytona with a variety of local shopping, dining and recreation options and this 2BD/2. 5BA home will not disappoint. On a large 1/4 ACRE LOT with a NEWER ROOF and WATER HEATER, UPDATED LIGHT FIXTURES (2024), NEW VINYL PRIVACY FENCE (2023), NEW WINDOWS (2022), NEW SEPTIC DRAIN FIELD (2022), FRESH INTERIOR PAINT (2022), NEW TILE FLOORS (2022) and UPDATED PLUMBING (2020) for peace of mind for years to come! The expansive front and back yards are surrounded by mature trees creating a park-like setting to entertain family on the recently painted deck or gather with friends around the fire pit. This community enjoys NO HOA and you are just minutes from Lake Monroe so bring your boat! Comfortable living and dining areas flow nicely into the galley style kitchen, updated with STAINLESS STEEL APPLIANCES as well as a spacious FLORIDA ROOM for additional flexible living space that lets the natural light pour in. The owner will appreciate the OVERSIZED PRIMARY SUITE offering ample closet space and a private en-suite bath. The second bedroom is also a nice size with access to the second full bath. The large lot gives you space from neighbors but you are still part of a great community! You will appreciate the quick access to I-4, US-17 and 417 plus a short commute to Dewey O Boster Sports Complex, Saxon Park & Ride, AdventHealth Fish Memorial, Central Florida Zoo & Botanical Garden, the cities of Deland, Sanford, Lake Mary, tons of local restaurants, shops, events and more. Don’t blink or you will miss this one - call today to schedule your tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,391 | $1,337 | $1,783 |
Total Monthly Payment | $1,748 | $1,694 | $2,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.