This 2023 home is BETTER than new! It has been loved and maintained like no other. Why wait when this has more than what you have been looking for. Important features that you won’t have to add are: a vinyl fence with gates on each side, rain gutters, shed, upgraded Samsung Bespoke 35 cubic foot refrigerator, and a garbage disposal. And it doesn’t get much easier with the voice or app controlled thermostat, garage opener, and door locks. Also already installed are a flood light camera, and Ring doorbell. This open concept split plan has water resistant vinyl flooring throughout, and no carpet. Enter into your spacious living room, and take in the beautiful open plan. Your kitchen boasts granite countertops with undermounted sink, an island for additional counter space and cabinets, and a closet pantry. The recessed kitchen lighting continues to the large bonus area, which has sliders with integrated blinds, that lead to your back patio. The bonus area could be a dining room, extra living space, office, play area, so many options. The primary bedroom features a tray ceiling with a fan, and a walk in closet. The luxurious primary bathroom has double undermounted sinks, granite countertops, a tiled step in shower with a built in bench, and tile floors. On the other side of your home are 2 guest bedrooms with ceiling fans. And a guest bathroom with tub/shower combo, granite countertop, and an undermounted sink. The fully fenced private back yard has room for a pool, is fully sodded, and has a shed. Other features include exterior garage lights, double pane windows, architectural shingle roof, oversized colonial baseboard, 6 panel interior doors, granite windowsills, Sherwin Williams and Behr paint. And the remaining 9 year builder’s warranty is transferrable. Take a look at this beautiful home, in a less developed area of Marion Oaks, where you may see rabbits frolicking while taking a quiet walk. Yet less than 5 miles from shopping, restaurants, and medical facilities. No HOA.
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,960 |
Total Monthly Payment | $1,648 | $1,646 | $2,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.